2008 August | Credit Cards Blog


Archive for August, 2008

TrueCredit Credit Monitoring for $9.95/Month

If you’re looking for a credit monitoring service that gives you access to scores and reports from all three credit bureaus, pullable daily, then TrueCredit has a good option. The regular price of TrueCredit’s 3-Bureau Credit Monitoring is $14.95, but this offer allows both new and existing subscribers to get a rate of $9.95/month.

Existing [...]

Why You Should Use a Student Credit Card Responsibly

Your age does not matter, a student credit card will mean trouble if you have not been educated on the subject of personal finance, budgeting, as well as the proper use of credit. If you were never taught this as a teenager, then as a young adult it should be about time that you do [...]

Surviving a Student Credit Card on Campus

A student credit card can pretty much be a necessity these days. After all, it seems few people actual use or pay with cash anymore and having some cash in plastic is comforting in a safety way. Even so, student credit cards will not come without some risks.
You can think of a student credit card [...]

Was Citi Stealing From You?

Have you ever accidentally paid your credit card bill twice? Or, returned a purchase, resulting in a credit on your bill? Well, if so, it appears that Citi may have been surreptitiously profiting off of you. According to California Attorney General Edmund G. Brown Jr., between 1992 and 2003, Citibank’s computer systems [...]

Use That College Credit Card Wisely: Advice for Parents and Students

With tuition rates soaring and student loans harder and harder to come by, the last thing today’s college student needs is a mountain of unsecured credit card debt to add to the pile. According to Nellie Mae, a major student loan corporation, the average college senior now carries over $2800 in credit card debt, and [...]

On campus student credit card promotions to stop

On campus student credit card promotions to stop!
By: Anonymous Student

On campus student credit card promotions with their application incentives are expected to end any day.
Students are being asked to boycott them in protest so our voice can be heard. A petition is circulating the internet and you’re reading it.
At some point students will eventually need [...]

Back to School Offers from Citi

To mark the beginning of the school year, we have a couple of exclusive new student card offers from Citi. For a limited time through the following links, both the Citi® mtvUTM Platinum Select® Visa® Card for College Students and the Citi® Dividend Platinum Select® Visa® Card for College Students will offer double the [...]

Your Credit And Identity Theft

How does identity theft happen? Identity theft happens when someone gains access to essential information of a person’s identifying information in order to commit some kind of fraud or theft. This essential information would include name, address, Social Security Number, date of birth and of course your mother’s maiden name. Most identity thieves will use [...]

Proposed Credit Card Rules May Complicate Economic Turndown

When the Federal Reserve asked for comments on a proposed rule that would protect credit card customers from questionable lending practices regarding interest rates and payment cycles, over 56,000 outraged responses flooded in, most of them from card holders with horrendous personal stories and a variety of common but very troubling complaints.

Worst Practices Much Too [...]

Play The Credit Card Game

When you are attending a college, you just might receive dozens of student credit card offers in the mail every week. Each offer sounds just gets better and better. Many of these offers will have a low introductory APR on purchases or balance transfers. I see the bold print spot lighting the [...]